Specialist HMO Finance Solutions

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Specialist HMO Mortgage &
Finance Solutions

Hey, I'm Ellie Broadhurst and I'm the specialist mortgage broker working at Baya Financial in partnership with The HMO Roadmap.

We work with HMO property investors throughout their journey, from clients starting on their first project through to experienced portfolio landlords and developers.

Whether you need straightforward lending, or a more bespoke solution, our expertise and relationship with specialist lenders means we're able to take a creative approach and help you achieve your finance goals.

Over the years we have built up an excellent reputation of 'getting the job done'! We are a small team with a special interest in HMO properties, and each and every case is important to us so you can be sure that we will give you our full attention.

Getting you the right finance product is as much about understanding your objectives as it is about understanding lenders requirements, and that's why we have a strong commitment to communication. To get any case across the line, it requires effective communication with all stakeholders from lenders to surveyors to solicitors, so you can be sure we will always keep the momentum going and make the process of financing as smooth, efficient and stress free for you as possible.

What Our Community Say

“Ellie and her team is fantastic - they found us the best rate in a challenging and quickly changing market. They managed the various challenges that arose, and got it completed in a tight deadline, and importantly made it easy for us (and they're lovely to deal with!). We will certainly come back to them in the future and would gladly recommend them. Thanks!”

- Tom C.

“Without doubt the best broker I’ve ever used. Ellie and the team guided me through every step of my latest purchase, finding creative solutions to overcome the many obstacles that the bridging lender presented. I’m certain it would have fallen through without their expert help and their close relationship with lender, which is priceless in my opinion. They are the only broker I will use from now on. Thanks again!”

- Steve W.

“Ellie and the team are just fantastic. They go above and beyond in all aspects and have been an absolute pleasure to work with throughout. Their knowledge of the market/lenders, creative problem solving and drive to complete the sale have made them invaluable in the process. Having worked with them once there’s no way we’d look to use anyone else and look forward to working with them over the next few years while we grow our portfolio.”

- Rebecca K.

“You couldn't ask for more from a Broker. My journey through the purchase, drawdowns on the bridge and then refinance of our first HMO development project couldn't have been more challenging, presenting an endless tsunami of unforeseen issues and curveballs that were totally out of anyone's control. Throughout they were the calm, knowledgeable guides I needed, coming up with solutions time and time again. I couldn't have done it without them and I never will.”

- Eleanor B.


To get started, we need to arrange a brief call to discuss your needs.

If you're ready to discuss your finance needs, please fill in the form below and I'll get straight back to you.